The Government's Help to Buy scheme appears to have "done what it says on the tin" and is now the most popular way for first time buyers to get onto that all important first rung on the property ladder. Deposit funds being the biggest hurdle to overcome the scheme which guarantees a larger deposit when 5% is provided by the buyer has been a godsend to many and with the Help to Buy ISA which tops up a deposit payment coming soon things can only get better !